OKX Card cashback program

Published on Mar 25, 2026Updated on Mar 28, 20263 min read
This information may not apply to all customers
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What cashback do I earn on an ongoing basis?

You must be an Accredited Investor to receive the Card cashback.

VIP level

Cashback rate

Cashback cap per calendar month

How much can I spend to earn the full monthly cashback

Regular user

2%

50 USD

2,500 USD

1

4%

400 USD

10,000 USD

2

4.5%

600 USD

13,333 USD

3+

5%

800 USD

16,000 USD

Cashback is earned only on USDG purchases made with your OKX Card and will be credited in USDG to your Pay account. Please ensure your card is funded with USDG to qualify.

How is the cashback cap calculated ?

The cashback cap is calculated on a calendar-month basis. Once you reach the monthly cashback cap, you’ll stop earning cashback for the rest of that month. The cap resets at the start of each new calendar month.

Which purchases are eligible for cashback?

All USDG payments are eligible, except for the categories listed below.

Category

Description

Money Transfer

Domestic and international money transfer services

Pawn Shops

Merchants offering collateral-based lending and resale of pledged goods

Antique Reproductions

Sellers of replica or reproduction antique items

Direct Marketing – Insurance Services

Insurance products sold via direct marketing channels

Direct Marketing – Inbound Teleservices

Inbound teleservices and telemarketing merchants

Manual Cash Disbursements

Over-the-counter cash withdrawals at financial institutions

Automated Cash Disbursements

ATM cash withdrawals

Merchandise, Services and Debt Repayment

Payments to financial institutions including loan or debt repayments

Insurance Sales and Premiums

Insurance underwriting and premium payments

Stored Value Card Load

Purchase or reload of prepaid or stored value cards. Top up another e-wallet

Betting and Gambling

Casino gaming chips, lottery tickets, race track betting and games of chance

Legal Services

Payments to legal service providers and attorneys

Political Organizations

Donations or payments to political entities

Religious Organizations

Donations or payments to religious institutions

Government Fines

Payments of fines imposed by authorities

Bail and Bond Payments

Bail bond and related legal surety payments

Tax Payments

Government tax payments

Casino

Casino gambling transactions at designated casino merchants

What form of cashback do I receive, and when will I get it?

Cashback is paid in USDG and credited to your Pay account.Once a purchase settles (as triggered by the merchant), you’ll receive your cashback within 24 hours.

Can cashback stack with promotional cashback?

No. Cashback rewards don't stack. If a promotion is active, the promotional cashback applies instead of core cashback.

How do I become a VIP?

VIP status is determined by your activity and assets on our platform, including factors such as account balance and trading volume. You can view your VIP level and learn how to upgrade directly in the OKX app.

Tier

Assets (SGD)

30-day Trading Volume (SGD)

Regular user

< 125,000

< 1,250,000

VIP 1

≥ 125,000

≥ 1,250,000

VIP 2

≥ 300,000

≥ 6,250,000

VIP 3

≥ 625,000

≥ 12,500,000

VIP 4

≥ 2,500,000

≥ 25,000,000

VIP 5

≥ 6,250,000

≥ 125,000,000

VIP 6

≥ 12,500,000

≥ 250,000,000

VIP 7

-

≥ 750,000,000

VIP 8

-

≥ 1,250,000,000

VIP 9

-

≥ 6,250,000,000